WELCOME TO Falcon 1 Financial
California's Bridge Lender
- Over
7000+ Loans Funded $7 Billion Funded $1 Billion in Capital
JOIN THOUSANDS OF CALIFORNIA'S TOP BROKERS
Founded in 2016, Falcon 1 Financial has grown to be one of the top private money lenders in California. Our brand is equated to speed, reliability, and fairness. Our founders’ expertise is backed by years of experience in lending, development, investing, management, and real estate law.
The Falcon program is simple and straightforward:
Short-term first trust deeds with no prepayment penalty, no hidden costs, and interest rates below many of our competitors.
Backed by a $1.3B Fund
Fast Decisions
When a deal is sent to Falcon 1 Financial, it is processed immediately and sent directly to the loan committee. We underwrite and make all decisions in-house, and never require appraisals, so there is nothing to slow us down.
Creative Terms
FIRST TRUST DEEDS
Multifamily | Industrial | Office | Retail
Mixed-Use | Non-Owner Occupied Residential
First Trust Deeds on California Investment Real Estate
Loan Amounts
We lend up to 60% LTV with loan sizes between $1,000,000 and $25,000,000. Need higher leverage? We have strong relationships with trusted 2nd trust deed lenders who have proven their ability to close on time. We can also cross-collateralize additional real estate if needed.
Rates and Fees
Our rates range from 8.90% to 9.90% and our fees from 0.25 point to 2.00 points, depending on term length and loan size. These are real rates and fees; no surprises here
Loan Maturities
As a short-term lender, most of our loans are for 12 months, but we can go as short as 1 month and as long as 24 months. We’re also happy to offer built-in extension terms for the borrower’s convenience and peace of mind.
Loan and Property Types
We are the solution for either a time-sensitive acquisition or an urgent cash-out refinance. We can lend on multifamily, industrial, office, retail, mixed-use, and non-owner occupied residential.
Say goodbye to...
to
Appraisals
Personal Guaranties
Sometimes a personal guaranty can be a dealbreaker. Forget about them with Falcon 1 Financial.
Sourcing Funds
Prepayment Penalties
Yield Maintenance
Retrading Terms
Lending Parameters
| INTEREST RATES | 8.90% - 9.90% interest only | LOCATION | California only |
| LOAN TO VALUE | Up to 60% LTV | TYPES OF LOANS | Acquisition, Refinance and Cash-Out |
| LOAN DURATION | 1 - 24 months | LIEN POSITION | First Trust Deeds Only |
| LOAN AMOUNTS | $1,000,000 - $25,000,000 | PERSONAL GUARANTY | Not Required |
| ORIGINATION FEE | 0.25 - 2.00 points, depending on loan size and length of term | TYPES OF PROPERTIES | Multifamily, Industrial, Office, Retail, Mixed Use, and Non-Owner Occupied Residential |
| EVALUATION / PROCESSING FEE | From $750 per property, depending on location and property type | PREPAYMENT PENALTY / YIELD MAINTENANCE | None |
TALK TO US. WE'RE HERE TO HELP.
Loan Origination Team
What clients are saying
“Thank you, Suzie. I’m astounded you and the entire Lone Oak team were able to turn this so quickly. I’ll be singing your praises to anyone who listens.”
Robert Shallenberger
VP, Quantum Capital Partners, Inc.
“Thanks again for funding so fast and closing this property. It has made our dreams a reality.”
Bill Reider
General Manager, The Calvert Studios
“Working with Tyler was fantastic. He did an amazing job throughout the loan process. He made it incredibly easy and I can’t wait to work with him again.”
Jason Cole
Managing Director, CAG
TERMS IN A DAY. FUNDS IN A WEEK.
Tell us about your deal
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